Personal loans, compared
A short form, at no cost and no obligation. We connect you with lenders in our network, and any terms are set by the lender.
Start your request
Pick the closest match. The detail gets settled with the lender.
The process
We are a referral service and not a lender. The lender reviews your application and sets any terms.
What the funds are for. That is the whole form, and it costs nothing to fill in.
Lenders and lending partners we work with receive your request and take a look at it.
The lender sets the terms and contacts you directly. Nothing is signed on our site.
What it's for
A personal loan can be used for almost any purpose. Here are the ones people pick most.

Bringing balances together into one loan with a set payment and a set end date.

Fixing, replacing or upgrading, without touching the equity in your home.

Repairs, a new set of tires, or buying a car from a private seller.
Questions
No. Heather Line is a comparison and referral service. We don't lend money, we don't approve or deny applications, and we don't set rates or terms. We connect you with lenders and lending partners who do.
Nothing. We're paid by the lenders and partners in our network when we refer a customer. That's also why we can't claim to show you every lender in the market. We work with the ones we work with.
No. Nothing is binding until you review a lender's final terms and sign their loan agreement. You can walk away at any point before that.
We share what you submit with lenders and lending partners so they can evaluate your request and contact you. We don't sell it for purposes unrelated to your inquiry. The full detail is in our Privacy Policy.
Heather Line, and the lenders or lending partners we connect you with. You can opt out of our marketing at any time through the unsubscribe link in any email, or by emailing optout@heatherline.com.
Choose the closest purpose and we will connect you with lenders.
ContinueHeather Line · 12333 Sowden Rd, Suite B #23931, Houston, Texas 77080-2058
Heather Line is not a lender, bank, credit union, or loan broker and does not make credit decisions or issue loans. We operate a comparison and referral service that connects consumers with third-party lenders and lending partners. We do not guarantee that you will be approved, that you will receive any particular rate, term, or loan amount, or that any lender will contact you.
We do not quote rates, terms, payments, or loan amounts. Nothing on this site is an offer of credit, a pre-approval, or a commitment to lend. All terms are determined solely by the lender after it reviews and underwrites your application, and they vary by lender, by applicant, and by state. Not all products are available in all states, and some lenders charge origination or other fees.
Applying with a lender may involve a credit inquiry, which can affect your credit score; the lender will disclose this to you. Late or missed payments may result in additional fees and can negatively affect your credit. Consolidating debt into a longer-term loan may lower a monthly payment while increasing the total amount repaid over the life of the loan.
We are compensated by lenders and partners in our network when we refer a customer. This compensation may influence which products appear and the order in which they appear. We do not represent every lender or loan product available in the market. Heather Line does not provide financial, legal, tax, or credit-repair advice; consider speaking with a qualified professional about your situation.