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Personal loans, compared

Cover the Bill You Weren't Expecting

A short form, at no cost and no obligation. We connect you with lenders in our network, and any terms are set by the lender.

One questionFree to useNothing signed here

Start your request

What do you need the funds for?

Pick the closest match. The detail gets settled with the lender.

By continuing you agree to our Terms of Use and Privacy Policy, and you consent to be contacted by us and by lenders and partners in our network about your request.

The process

What happens once you send the form.

We are a referral service and not a lender. The lender reviews your application and sets any terms.

1

Answer one question

What the funds are for. That is the whole form, and it costs nothing to fill in.

2

We pass it to our network

Lenders and lending partners we work with receive your request and take a look at it.

3

You deal with the lender

The lender sets the terms and contacts you directly. Nothing is signed on our site.

What it's for

The common purposes.

A personal loan can be used for almost any purpose. Here are the ones people pick most.

Debt consolidation

Debt consolidation

Bringing balances together into one loan with a set payment and a set end date.

Home projects

Home projects

Fixing, replacing or upgrading, without touching the equity in your home.

Vehicles

Vehicles

Repairs, a new set of tires, or buying a car from a private seller.

Questions

Common questions.

Is Heather Line a lender?

No. Heather Line is a comparison and referral service. We don't lend money, we don't approve or deny applications, and we don't set rates or terms. We connect you with lenders and lending partners who do.

What does it cost to use?

Nothing. We're paid by the lenders and partners in our network when we refer a customer. That's also why we can't claim to show you every lender in the market. We work with the ones we work with.

Am I obligated to take anything?

No. Nothing is binding until you review a lender's final terms and sign their loan agreement. You can walk away at any point before that.

What happens to my information?

We share what you submit with lenders and lending partners so they can evaluate your request and contact you. We don't sell it for purposes unrelated to your inquiry. The full detail is in our Privacy Policy.

Who will contact me?

Heather Line, and the lenders or lending partners we connect you with. You can opt out of our marketing at any time through the unsubscribe link in any email, or by emailing optout@heatherline.com.

Ready to see your options?

Choose the closest purpose and we will connect you with lenders.

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Important disclosures

Heather Line · 12333 Sowden Rd, Suite B #23931, Houston, Texas 77080-2058

Heather Line is not a lender, bank, credit union, or loan broker and does not make credit decisions or issue loans. We operate a comparison and referral service that connects consumers with third-party lenders and lending partners. We do not guarantee that you will be approved, that you will receive any particular rate, term, or loan amount, or that any lender will contact you.

We do not quote rates, terms, payments, or loan amounts. Nothing on this site is an offer of credit, a pre-approval, or a commitment to lend. All terms are determined solely by the lender after it reviews and underwrites your application, and they vary by lender, by applicant, and by state. Not all products are available in all states, and some lenders charge origination or other fees.

Applying with a lender may involve a credit inquiry, which can affect your credit score; the lender will disclose this to you. Late or missed payments may result in additional fees and can negatively affect your credit. Consolidating debt into a longer-term loan may lower a monthly payment while increasing the total amount repaid over the life of the loan.

We are compensated by lenders and partners in our network when we refer a customer. This compensation may influence which products appear and the order in which they appear. We do not represent every lender or loan product available in the market. Heather Line does not provide financial, legal, tax, or credit-repair advice; consider speaking with a qualified professional about your situation.